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Personal Loans
When you need extra financial support, our personal loans offer a flexible way to cover expenses big or small. With straightforward terms and local guidance, we make it easy to borrow confidently and move forward with your plans.
Installment Loans
Cover the cost of larger purchases with a loan that’s simple to manage. With clear terms and steady monthly payments, an installment loan keeps your financing straightforward and stress-free.
Features
- Payments may be made monthly by coupon or auto-deduct.
- Flexible terms and rates.
Real Estate/Mortgage Loans
Whether you're buying, refinancing, or planning ahead, we’re here to help you find the right mortgage. Get local guidance and options that support your goals.
Features
- Several payment options available.
- Contact us at 800-899-9531.
Construction Loans
Build with confidence from the ground up. Our construction loans provide financing designed to support every stage of your project.
Features
- Available at fixed and variable rates.
- Monthly interest only payment options during the construction phase.
Home Equity Line of Credit
Put your home’s equity to work. A HELOC gives you ongoing access to funds for upgrades, projects, or whatever comes next.
Features
- Variable rates are available and advances may be used for any purchase.
Personal Line of Credit
Enjoy flexible access to funds whenever you need them. A personal line of credit gives you convenient borrowing power for planned or unexpected expenses.
Features
- Can be accessed through your new or existing checking account.
- Minimum monthly payment of $10.00 or 3% of outstanding balance (whichever is greater).
Single Pay Loans
A simple solution for short-term financing needs. Borrow now and repay in one straightforward payment when the time is right.
Features
- Flexibility to repay with irregular or seasonal income.
Credit Bureau
Understanding your credit is an important part of borrowing. Learn how your credit report affects your financial options and stay informed as you plan ahead.
Do you want to know what is on your credit report?
- Click here to find out!
Student Loans
Need help paying for college or looking to refinance after graduation? Sherwood State Bank partners with College Ave Student Loans to offer flexible options for students and parents. With a simple application, customizable repayment plans, and tools designed to fit your budget, getting the right loan for your education is easier than ever. Whether you're covering undergraduate or graduate costs—or refinancing existing loans—we’re here to help you move forward with confidence.
Features
- Easy online application.
- Instant credit decision.
- No application or prepayment fees.
- Build a repayment plan that fits your budget.
Contact our Lending Team
Interested in a loan or have questions about your finances? We’re here to help. Connect with someone who knows your community—and takes the time to understand your goals. Let’s talk about what’s next for you.
Aaron Schwarzbek
VP / Business Development Officer
Sherwood Branch
Sherwood Branch
Phone: 419-899-2111
Email
NMLS #1849699
Community Focused,
Customer Driven
